Getting health insurance can be cumbersome, especially when you want to avoid exposure to the COVID-19 virus. Then there’s the rainy season. Storms are showing up left and right, increasing the risk of getting dengue. Even if you clean up your surroundings, it’s not enough if nearby houses are not doing the same.
With the dawn of digital insurance now becoming the new standard, Singlife Philippines and GCash partnered up to bring Filipinos Cash for Dengue Costs, a simple but meaningful protection product from unforeseen medical costs due to mild to severe cases of dengue. As a bonus, they are also offering a free COVID-19 cover for the first 10,000 policy holders.
You can choose from 3 coverage levels right now: Bronze, Silver, and Gold with different benefits and annual premiums.
| Premium | Coverage | Extension for Family | |
| Bronze | PHP 300/ Year | PHP 140,500 |
● For You – PHP 300/year for up to 140,500 coverage ● For Spouse / Life Partner – PHP 300/year for up to 140,500 coverage ● 7y/o to 22 y/o – PHP 300/year for up to 140,500 coverage ● 30d/o to 16 y/o – PHP 750/year for up to 140,500 coverage |
| Silver | PHP 550/ Year | PHP 281,000 |
● For You – PHP 500/year for up to 140,500 coverage ● For Spouse / Life Partner – PHP550/year for up to 140,500 coverage ● 7y/o to 22 y/o – PHP 300/year for up to 140,500 coverage ● 30d/o to 16 y/o – PHP 750/year for up to 140,500 coverage |
| Gold | PHP 700/ Year | PHP 421,500 |
● For You – PHP 700/year for up to 140,500 coverage if adult, and 1,750 for 30 d/o to 16 y/o ● For Spouse / Life Partner – PHP 300/year for up to 140,500 coverage ● 7y/o to 22 y/o – PHP 300/year for up to 140,500 coverage ● 30d/o to 16 y/o – PHP 750/year for up to 140,500 coverage |
You can also choose to cover just yourself or also your family, but check if they are qualified dependents.
So, I availed of the Gold package, and the process was pretty straightforward since I only availed for myself. Since my primary details are already with GCash, I didn’t have to fill up any forms. Everything they needed like my name, birthday and number were all pre-filled up.
Here are the benefits of a Gold coverage (total worth Php421,500)
- Dengue / COVID-19 Test Allowance – Php1,500, if the test is positive
- Confinement Allowance – Php30,000 per confinement, which you can claim up to 4x in your lifetime
- Medical Reimbursement – Up to Php300,000
Important to also note that the Severe COVID-19 Benefit can only be claimed once, but the Severe Dengue Benefit can be claimed multiple times until the maximum amount is reached.
As I was saying, the policy was very easy to get. All I had to do was select my preferred coverage level.
Confirm the details of my GCash profile and check the policy details.
After confirming, I was redirected to the GCash payment module where I simply had to enter my mobile number, type in the OTP, and confirm my MPIN to proceed with payment using my GCash wallet.
And that’s it! I was able to get Dengue/COVID-19 insurance with a coverage of up to Php421,500 in less than 5 minutes! Without talking to an agent and without filling up long forms. Now I have peace of mind if ever I do get Dengue or COVID-19 (hoping I don’t, of course!), but remember that prevention is always better than cure!
Best to avail early because as I’ve mentioned, only the first 10,000 policy holders will get the free COVID-19 rider. This is something that we must have right now!
To those who are curious to know about the claiming process, I have not tried it yet since there is a 15-day waiting period from the date of purchase. But I was told that it’s fairly simple, too. Quite convenient as well since everything will be done digitally through the GCash app – from filing to claiming of benefits!
Just remember that with any insurance there are some conditions, but I’m glad that they’re pretty straightforward for Cash for Dengue Costs. Here are some things that will be good to note:
- You need to complete a 15-day maturity period before you can file your first claim.
- Claims for complications caused by other conditions or illnesses besides Dengue and COVID-19 during your hospital confinement will not be accepted.
- Any claim by a confirmed COVID-19 case or other equivalent classifications on or before the effective date of the policy are not covered.
- If you have a pre-existing condition:
- Cardiovascular Disease
- Diabetes
- Chronic respiratory disease
- Hypertension
- Cancer
- Test or diagnosis performed within 30 days from the time of travel to and from any restricted area. – Restricted areas due to COVID-19
Kudos to Singlife Philippines and GCash for pioneering such a unique offering and making health insurance more accessible to more Filipinos. So, I really suggest that you don’t wait any longer! Get yourself and even your family protected with Cash for Dengue Costs now.
