Maya Black Express can help you build your credit score

For first-time cardholders or those trying to rebuild their credit, Maya Black Express makes it simple to start. Instead of settling for starter cards with limited perks, you simply place an Express Deposit, which earns 3.5% interest) to set you credit limit.

Aside from easy access, Maya Black Express helps you build you credit profile smartly. With responsible use, you can use it as a stepping stone for bigger credit and better perks. Here are easy tips from Maya to start:

• Start Where You Are: Your deposit-backed limit makes sure you’re not overspending while still building credit history.
• Use It, but Don’t Max It: According to TransUnion, it’s best to keep your credit usage around 30% or less of your credit limit. If you’re limit is PhP 10,000 keeping your balance around PhP 3,000 shows you’re in control.
• Consistency is King: Paying on time is the most important factor in boosting your score. Maya Black makes this easy with app reminders and instant in-app control.

Do these right, and suddenly your card isn’t just a payment tool. Maya Black helps build good habits and shows that boosting your credit score isn’t intimidating.